Ethereum vs XRP Ledger

Ethereum4.3/5

VS

XRP Ledger3.9/5

Feature	EthereumVisit	XRP LedgerVisit
Ratings
Our score	4.3/5	3.9/5
User rating	No reviews yet	No reviews yet
Performance	3.0	4.5
Fees	3.5	5.0
Ecosystem	5.0	3.0
Decentralization	5.0	3.5
Developer experience	4.5	3.5
Specs
Layer	Layer 1	Layer 1
Consensus / design	Proof of Stake	Other
Native token	ETH	XRP
EVM compatible	Yes	No
Smart contract languages	Solidity, Vyper	Not disclosed
Block time	12 seconds	3-5 seconds
Typical transaction fee	0.15 to 0.5 gwei	0.000011 XRP
Finality	12.8 minutes	3-5 seconds
Mainnet since	2,015	2,012
Sequencer	Not applicable	Not applicable
Data availability	EIP-4844 blobs and calldata	Not disclosed
Gas paid in	ETH	XRP
Company
Founded	2015	2012
Headquarters	Switzerland	—
Investors	Public crowdsale participants	Not disclosed
Strengths and weaknesses
Pros	Uninterrupted 100% network uptime since its July 2015 launch Nearly $50B in total value locked in October 2026 Hosts approximately $180B of stablecoins on mainnet as of July 2026 Open client ecosystem with no single point of corporate failure	Continuous mainnet operation since 2012 with over 14 years of uptime Fast settlement reaching finality in 3 to 5 seconds Predictable base transaction cost of 0.000011 XRP Native token issuance and order-book DEX built into base protocol
Cons	Base-layer transaction fees spike significantly during periods of heavy congestion Layer-1 execution throughput remains limited to under 30 transactions per second Complex smart contract interactions can become costly during peak network demand	Not EVM compatible, preventing direct deployment of Solidity smart contracts Validator coordination relies heavily on curated Unique Node Lists
Best for	DeFi liquidity providers and traders, Smart contract developers using Solidity, Layer-2 rollup deployment teams	Institutional cross-border payment providers, Real-world asset issuers, Fintech developers seeking simple payment APIs

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