Divly vs Waltio: Integrations vs Local Tax Forms
Divly and Waltio are non-custodial crypto tax tools designed to help European investors calculate taxable gains and prepare filings. Divly, founded in Sweden in 2021, connects to 200 exchanges and wallets. It specializes in local-language tax forms for 13 European jurisdictions, producing official outputs such as Sweden's K4, Germany's Anlage SO, and France's Form 2086.
Waltio launched in France in 2019 and supports over 700 integrations across 10 blockchains, including Solana, Arbitrum, and TON. It includes built-in spam token filtering alongside portfolio tracking. Paid reports for Divly start at €39 per tax year for up to 100 transactions. Waltio provides a free tier for portfolio tracking, though generating full tax reports requires upgrading to a paid tier based on transaction volume.
Quick verdict
The core distinction between the two services is ecosystem breadth against country-specific document generation. Waltio connects to more than 700 exchanges and chains, which suits active on-chain users trading across multiple layer-2 networks. Divly connects to 200 platforms but delivers pre-formatted official tax filings in local languages, applying regional calculation methods such as Sweden's Average Cost Basis.
Choose Divly if you need official tax schedules like Sweden's K4 or Germany's Anlage SO, prefer software that applies Average Cost Basis rules, or have a portfolio under 100 transactions starting at €39.
Choose Waltio if you trade across varied blockchains like Solana, Arbitrum, and TON, need automated spam token detection to filter airdrops, or want free portfolio tracking across more than 700 integrations.
| Feature | ||
|---|---|---|
| Ratings | ||
| Our score | 4.1/5 | 4.0/5 |
| User rating | No reviews yet | No reviews yet |
| Accuracy | 4.5 | 4.5 |
| Integrations | 3.5 | 4.5 |
| Pricing | 4.0 | 3.0 |
| Report coverage | 4.5 | 4.0 |
| Ease of use | 4.0 | 4.0 |
| Specs | ||
| Tax reports for | United Kingdom, Germany, France, Netherlands, Spain, Italy, Other | France |
| Free plan | Not disclosed | Yes |
| Paid plans from (per tax year) | $39 | Not disclosed |
| Exchange & wallet integrations | 200 | 700 |
| DeFi & NFT support | Not disclosed | Yes |
| Reports produced | K4, Anlage SO, Form 2086, PIT-38 | Not disclosed |
| Accountant portal | Yes | Not disclosed |
| Free trial | Not disclosed | Yes |
| Tax professional support | Yes | Yes |
| Company | ||
| Founded | 2021 | 2019 |
| Headquarters | Sweden | France |
| Investors | DHS Venture Partners, Greens Ventures, YEoS Ventures | Not disclosed |
| Strengths and weaknesses | ||
| Pros |
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| Cons |
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| Best for | Swedish crypto traders filing K4 forms, European investors wanting local-language forms, Accountants managing European client crypto taxes | French crypto investors, European DeFi and NFT traders, Investors tracking multi-chain portfolios |
Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.
FAQ
Which platform supports more exchanges and blockchains?
Waltio supports more integrations, connecting to over 700 exchanges, wallets, and networks compared to Divly's 200. Waltio also tracks ten specific blockchains directly, including Solana, TON, Arbitrum, and zkSync.
Does Divly or Waltio offer official European tax forms?
Divly generates official national documents directly, including Sweden's K4, Germany's Anlage SO, France's Form 2086, and Poland's PIT-38. Waltio generates tax summaries with step-by-step guidance on which numbers to copy into official government forms.
Can I use either platform for free?
Waltio offers a free tier for balance monitoring and portfolio tracking across linked accounts. Both platforms require paid upgrades to download complete tax reports, with Divly's reports starting at €39 per tax year.
Do Divly or Waltio require identity verification?
Neither platform requires identity verification or KYC checks. Both services operate on a read-only basis using public wallet addresses or read-only API keys, requiring only an email address to sign up.