Crypto.com Pay vs Speed

How Crypto.com Pay vs Speed compare on our ratings, payment gateway specs, funding, pros and cons.

VS
Speed4.0/5
Feature
Ratings
Our score4.1/54.0/5
User ratingNo reviews yetNo reviews yet
Fees4.54.5
Integrations4.04.0
Settlement options4.54.5
Reliability4.04.0
Support3.53.0
Specs
Processing fee0%1%
SettlementCrypto, Fiat, Auto-conversionCrypto, Stablecoins, Fiat
Coins supportedNot disclosed3
IntegrationsShopify, WooCommerceWooCommerce, REST API
Invoicing YesNot disclosed
Recurring payments Yes Yes
Mass payoutsNot disclosed Yes
Point of sale Yes Yes
Self-hosted option No No
Settle in stablecoins Yes Yes
Merchant countriesNot disclosedUnited States, United Arab Emirates, India
API & SDKs Yes Yes
Company
Founded2016—
HeadquartersSingaporeUnited States
InvestorsCitadel Securities, Public token saleNot disclosed
Strengths and weaknesses
Pros
  • 0% transaction fees for merchant payment processing
  • Direct fiat settlement in over 20 currencies eliminates crypto volatility
  • Pre-built e-commerce plugins for Shopify and WooCommerce
  • Mobile merchant app enables in-store payments without extra POS hardware
  • Under three-second transaction settlement on the Lightning Network
  • No monthly platform fee and no setup fee
  • 0% fee on transactions paid via the native Speed Wallet
  • Flat 1% fee for checkouts using external wallets
Cons
  • Recurring billing is restricted to Crypto.com App users
  • Custodial gateway model introduces third-party counterparty exposure
  • Payments made via external wallets require customers to pay network gas fees
  • No self-hosted deployment option for running private nodes
  • Coin selection is limited to Bitcoin, USDT, and USDC
Best forShopify and WooCommerce merchants, Retailers wanting direct fiat settlement, Businesses billing clients via invoiceE-commerce stores accepting Lightning payments, Merchants wanting stablecoin auto-settlement, Platforms running automated affiliate payouts

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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