Crypto.com Pay vs MoonPay Commerce

Crypto.com Pay4.1/5

VS

MoonPay Commerce3.9/5

Feature	Crypto.com PayVisit	MoonPay CommerceVisit
Ratings
Our score	4.1/5	3.9/5
User rating	No reviews yet	No reviews yet
Fees	4.5	3.0
Integrations	4.0	4.5
Settlement options	4.5	4.5
Reliability	4.0	4.0
Support	3.5	3.5
Specs
Processing fee	0%	Not disclosed
Settlement	Crypto, Fiat, Auto-conversion	Crypto, Stablecoins, Fiat, Auto-conversion
Integrations	Shopify, WooCommerce	Shopify
Invoicing	Yes	Yes
Recurring payments	Yes	Yes
Point of sale	Yes	Not disclosed
Self-hosted option	No	No
Settle in stablecoins	Yes	Yes
API & SDKs	Yes	Yes
Company
Founded	2016	2025
Headquarters	Singapore	United States
Investors	Citadel Securities, Public token sale	Not disclosed
Strengths and weaknesses
Pros	0% transaction fees for merchant payment processing Direct fiat settlement in over 20 currencies eliminates crypto volatility Pre-built e-commerce plugins for Shopify and WooCommerce Mobile merchant app enables in-store payments without extra POS hardware	Serves more than 6,000 merchants across 160 supported countries Instant settlement in crypto or automatic conversion into USD, EUR, and GBP Supports card payments that pay out in cryptocurrency to the merchant Operates under MoonPay's registered US Money Services Business status (NMLS ID: 2071245)
Cons	Recurring billing is restricted to Crypto.com App users Custodial gateway model introduces third-party counterparty exposure Payments made via external wallets require customers to pay network gas fees	Hosted platform with no self-hosted or open-source deployment option Counterparty exposure during the payment processing and fiat conversion window High-volume pricing requires negotiating custom fee agreements
Best for	Shopify and WooCommerce merchants, Retailers wanting direct fiat settlement, Businesses billing clients via invoice	E-commerce merchants accepting stablecoins, Creators selling recurring subscriptions, Developers building embedded web3 checkouts

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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