Confirmo vs Flexa

Confirmo3.9/5

VS

Flexa4.1/5

Feature	ConfirmoVisit	FlexaVisit
Ratings
Our score	3.9/5	4.1/5
User rating	No reviews yet	No reviews yet
Fees	3.5	4.5
Integrations	4.0	4.0
Settlement options	4.0	4.5
Reliability	4.5	4.5
Support	3.5	3.0
Specs
Processing fee	0.5%	Not disclosed
Settlement	Crypto, Stablecoins, Fiat, Auto-conversion	Crypto, Stablecoins, Fiat, Auto-conversion
Coins supported	Not disclosed	99
Integrations	WooCommerce, API, Webhooks	Base Pay, iOS SDK, Android SDK, React Native SDK
Invoicing	Yes	Not disclosed
Recurring payments	Yes	Not disclosed
Mass payouts	Yes	Yes
Point of sale	Yes	Yes
Self-hosted option	No	No
Business verification (KYB)	Yes	Yes
Settle in stablecoins	Yes	Yes
Merchant countries	European Union, United States	United States, Canada, El Salvador
API & SDKs	Yes	Yes
Company
Founded	2014	2018
Headquarters	Czech Republic	United States
Investors	Not disclosed	Pantera Capital, 1kx, Access Ventures, Nima Capital
Strengths and weaknesses
Pros	Holds both MiCA authorization and a Central Bank of Ireland Payment Institution license Processing fees between 0.5% and 0.8% with zero monthly software costs Smart contracts for recurring stablecoin billing audited by Halborn Operates across all 50 U.S. states and 141 countries	Supports 99+ digital assets Lists 0% conversion and custody fees on payouts Offers online, in-app and point-of-sale acceptance Supports self-custody wallets through mobile SDKs
Cons	Fiat bank settlements are restricted to businesses with European bank accounts No dedicated sandbox environment, requiring live-chain testing with real funds Merchant funds face custodial counterparty exposure prior to wallet payout Standard transaction fee of 0.8% is higher than unverified peer-to-peer gateways	Merchant coverage varies by country and regulatory requirements AMP collateral adds technical and token-system dependency Crypto payment mistakes are generally irreversible Specific asset and network availability depends on integration
Best for	European merchants needing fiat payouts, SaaS platforms billing recurring stablecoins, Trading firms executing bulk disbursements	Multichannel crypto acceptance, Self-custody wallet integrations, SEPA-region merchants

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