Confirmo vs Crypto.com Pay

Confirmo3.9/5

VS

Crypto.com Pay4.1/5

Feature	ConfirmoVisit	Crypto.com PayVisit
Ratings
Our score	3.9/5	4.1/5
User rating	No reviews yet	No reviews yet
Fees	3.5	4.5
Integrations	4.0	4.0
Settlement options	4.0	4.5
Reliability	4.5	4.0
Support	3.5	3.5
Specs
Processing fee	0.5%	0%
Settlement	Crypto, Stablecoins, Fiat, Auto-conversion	Crypto, Fiat, Auto-conversion
Integrations	WooCommerce, API, Webhooks	Shopify, WooCommerce
Invoicing	Yes	Yes
Recurring payments	Yes	Yes
Mass payouts	Yes	Not disclosed
Point of sale	Yes	Yes
Self-hosted option	No	No
Business verification (KYB)	Yes	Not disclosed
Settle in stablecoins	Yes	Yes
Merchant countries	European Union, United States	Not disclosed
API & SDKs	Yes	Yes
Company
Founded	2014	2016
Headquarters	Czech Republic	Singapore
Investors	Not disclosed	Citadel Securities, Public token sale
Strengths and weaknesses
Pros	Holds both MiCA authorization and a Central Bank of Ireland Payment Institution license Processing fees between 0.5% and 0.8% with zero monthly software costs Smart contracts for recurring stablecoin billing audited by Halborn Operates across all 50 U.S. states and 141 countries	0% transaction fees for merchant payment processing Direct fiat settlement in over 20 currencies eliminates crypto volatility Pre-built e-commerce plugins for Shopify and WooCommerce Mobile merchant app enables in-store payments without extra POS hardware
Cons	Fiat bank settlements are restricted to businesses with European bank accounts No dedicated sandbox environment, requiring live-chain testing with real funds Merchant funds face custodial counterparty exposure prior to wallet payout Standard transaction fee of 0.8% is higher than unverified peer-to-peer gateways	Recurring billing is restricted to Crypto.com App users Custodial gateway model introduces third-party counterparty exposure Payments made via external wallets require customers to pay network gas fees
Best for	European merchants needing fiat payouts, SaaS platforms billing recurring stablecoins, Trading firms executing bulk disbursements	Shopify and WooCommerce merchants, Retailers wanting direct fiat settlement, Businesses billing clients via invoice

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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