Compound vs Maple Finance

Compound4.0/5

VS

Maple Finance4.0/5

Feature	CompoundVisit	Maple FinanceVisit
Ratings
Our score	4.0/5	4.0/5
User rating	No reviews yet	No reviews yet
Security & track record	4.5	4.5
Rates	4.0	4.0
Market depth	3.5	4.5
Ease of use	4.0	3.5
Decentralization	4.0	3.0
Specs
KYC required	No	Yes
Lending model	Isolated markets	Pooled
Chains	Ethereum, Arbitrum, Base	Ethereum
Main collateral assets	ETH, WBTC, USDC, USDT	USDC, USDT, BTC
Flash loans	No	Not disclosed
Permissionless markets	No	No
Audited	Yes	Yes
Bug bounty	Yes	Not disclosed
Governance token	COMP	SYRUP
Isolated markets	Yes	Yes
Real-world-asset collateral	No	Yes
Own stablecoin	No	No
Rates	Variable	Not disclosed
Company
Founded	2017	2019
Headquarters	—	—
Investors	Dragonfly, Polychain Capital, a16z crypto	BlockTower Capital, Tioga Capital, Framework Ventures, Polychain Capital +13
Strengths and weaknesses
Pros	Audited by OpenZeppelin and ChainSecurity with a $1M bug bounty Processed $480B in all-time deposits and borrows since 2018 No KYC required to supply or borrow on standard markets Active on Ethereum, Base, and Arbitrum	Over $4.6B in assets under management backed by overcollateralized loans Maple monitors smart contract invariants every block Processed over $800M in redemptions within 72 hours during the rsETH exploit Regular SYRUP token buybacks funded directly by protocol cash flow
Cons	Lacks an umbrella safety module to cover protocol-wide bad debt Borrow rates vary with base-asset pool utilization Does not support permissionless market creation by users Borrowing is restricted to only one designated base asset per pool	Liquid yield products exclude US residents and entities Borrowing requires offchain compliance and institutional underwriting approval Returns depend on institutional counterparty solvency rather than instant liquidations
Best for	USDC and WETH borrowers, Suppliers avoiding rehypothecation risk, Users seeking yield on supported EVM networks	Non-US stablecoin yield seekers, Institutions seeking secured onchain credit, DeFi treasuries allocating to real yields

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