Compound vs JustLend DAO

How Compound vs JustLend DAO compare on our ratings, lending protocol specs, funding, pros and cons.

VS
Feature
Ratings
Our score4.0/53.5/5
User ratingNo reviews yetNo reviews yet
Security & track record4.53.5
Rates4.04.0
Market depth3.53.0
Ease of use4.03.5
Decentralization4.03.5
Specs
KYC required No No
Lending modelIsolated marketsPooled
ChainsEthereum, Arbitrum, BaseTron
Main collateral assetsETH, WBTC, USDC, USDTETH, sTRX, TRX, USDT, U
Flash loans NoNot disclosed
Permissionless markets NoNot disclosed
Audited Yes Yes
Bug bounty YesNot disclosed
Governance tokenCOMPJST
Isolated markets Yes Yes
Real-world-asset collateral NoNot disclosed
Own stablecoin NoNot disclosed
RatesVariableVariable
Company
Founded20172020
Headquarters——
InvestorsDragonfly, Polychain Capital, a16z cryptoNot disclosed
Strengths and weaknesses
Pros
  • Audited by OpenZeppelin and ChainSecurity with a $1M bug bounty
  • Processed $480B in all-time deposits and borrows since 2018
  • No KYC required to supply or borrow on standard markets
  • Active on Ethereum, Base, and Arbitrum
  • Over $3.7B in total value locked on TRON as of October 2026
  • No identity verification or account registration required to lend or borrow
  • Integrated Energy rentals reduce smart contract execution fees on TRON
  • Isolated market options limit collateral contagion across lending pools
Cons
  • Lacks an umbrella safety module to cover protocol-wide bad debt
  • Borrow rates vary with base-asset pool utilization
  • Does not support permissionless market creation by users
  • Borrowing is restricted to only one designated base asset per pool
  • Restricted exclusively to the TRON blockchain ecosystem
  • Floating interest rates can escalate rapidly during market volatility
  • Pooled markets expose depositors to potential bad debt during rapid asset depegs
Best forUSDC and WETH borrowers, Suppliers avoiding rehypothecation risk, Users seeking yield on supported EVM networksTRON token holders seeking yield, Borrowers needing USDT liquidity without KYC, TRC-20 users renting Energy for lower fees

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.