CoinZoom vs SimpleSwap

CoinZoom3.5/5

VS

SimpleSwap4.1/5

Feature	CoinZoomVisit	SimpleSwapVisit
Ratings
Our score	3.5/5	4.1/5
User rating	No reviews yet	No reviews yet
Fees	3.0	3.0
Security & trust	4.0	4.0
Asset selection	2.5	5.0
Ease of use	4.0	4.5
Support	3.5	4.0
Specs
Markets	Spot	Spot
Maker fee	0.22%	Not disclosed
Taker fee	0.3%	Not disclosed
Coins listed	40	2,800
Fiat deposit methods	Bank transfer, Card, ACH	Card
KYC required	Yes	No
Accepts US customers	Yes	Not disclosed
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, AUSTRAC DCE, US State Money Transmitter Licenses	Not disclosed
Security features	2FA, Biometric login, SOC 2 accreditation	Non-custodial architecture, Direct wallet settlements
Futures & perpetuals	No	No
Copy trading	No	No
P2P market	Yes	No
Referral program	Yes	Yes
Company
Founded	2018	2018
Headquarters	United States	—
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Registered with FinCEN with money transmitter coverage across US states Visa debit card spends crypto directly at checkout with zero annual fee Free USD deposits via ACH and RTP and free ACH withdrawals Instant, zero-fee global peer-to-peer transfers through ZoomMe	No account registration required for standard crypto-to-crypto swaps Non-custodial model delivers converted assets directly to personal wallets Extensive catalog covering more than 2,800 cryptocurrencies Choice between fixed guaranteed rates and floating market rates
Cons	Relatively narrow selection of about 40 digital assets Card purchases incur a 1.49% crypto liquidation fee Mandatory KYC identity verification required for all accounts Maximum fee discounts require holding ZOOM tokens	Built-in exchange spreads can exceed traditional spot order-book trading fees Transactions flagged by automated AML risk scoring trigger sudden KYC holds No order books, limit orders, futures, or margin trading Fiat purchases rely on third-party processors with separate fees and verification
Best for	US residents wanting direct crypto card spending, Users sending zero-fee cross-border payments, Everyday spot traders using ACH deposits	Registration-free crypto-to-crypto swaps, Non-custodial cross-chain transfers, Trading rare altcoins without CEX balances

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