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BTCPay Server vs Speed

How BTCPay Server vs Speed compare on our ratings, payment gateway specs, funding, pros and cons.

BTCPay Server4.1/5
VS
Speed4.0/5
Feature
BTCPay ServerVisit
SpeedVisit
Ratings
Our score4.1/54.0/5
User ratingNo reviews yetNo reviews yet
Fees5.04.5
Integrations4.54.0
Settlement options4.04.5
Reliability4.04.0
Support3.03.0
Specs
Processing fee0%1%
SettlementCryptoCrypto, Stablecoins, Fiat
Coins supportedNot disclosed3
IntegrationsWooCommerce, Shopify, Magento, PrestaShop, OpenCart, Odoo, Wix, Pretix, BigCommerce, Zapier, Drupal, Ghost, Invoice NinjaWooCommerce, REST API
Invoicing YesNot disclosed
Recurring payments Yes Yes
Mass payouts Yes Yes
Point of sale Yes Yes
Self-hosted option Yes No
Business verification (KYB) NoNot disclosed
Settle in stablecoins No Yes
Merchant countriesNot disclosedUnited States, United Arab Emirates, India
API & SDKs Yes Yes
Company
Founded2017—
Headquarters—United States
InvestorsTether, Kraken, OKCoin, Square CryptoNot disclosed
Strengths and weaknesses
Pros
  • Charges 0% processing fees and zero monthly subscription costs
  • Requires no business verification or KYB onboarding to use
  • Settles directly to self-custody wallets without intermediary counterparty risk
  • Supports on-chain Bitcoin and fast Lightning Network transactions
  • Under three-second transaction settlement on the Lightning Network
  • No monthly platform fee and no setup fee
  • 0% fee on transactions paid via the native Speed Wallet
  • Flat 1% fee for checkouts using external wallets
Cons
  • Requires technical expertise to deploy, configure, and maintain server infrastructure
  • Provides no native automatic fiat conversion or fiat bank settlement
  • Unpatched servers exposed Lightning credentials in an August 2026 vulnerability
  • No self-hosted deployment option for running private nodes
  • Coin selection is limited to Bitcoin, USDT, and USDC
Best forSelf-custodial e-commerce merchants, Technical operators running Bitcoin nodes, Stores wanting zero processing feesE-commerce stores accepting Lightning payments, Merchants wanting stablecoin auto-settlement, Platforms running automated affiliate payouts

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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