BTCPay Server vs Confirmo

BTCPay Server4.1/5

VS

Confirmo3.9/5

Feature	BTCPay ServerVisit	ConfirmoVisit
Ratings
Our score	4.1/5	3.9/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.5
Integrations	4.5	4.0
Settlement options	4.0	4.0
Reliability	4.0	4.5
Support	3.0	3.5
Specs
Processing fee	0%	0.5%
Settlement	Crypto	Crypto, Stablecoins, Fiat, Auto-conversion
Integrations	WooCommerce, Shopify, Magento, PrestaShop, OpenCart, Odoo, Wix, Pretix, BigCommerce, Zapier, Drupal, Ghost, Invoice Ninja	WooCommerce, API, Webhooks
Invoicing	Yes	Yes
Recurring payments	Yes	Yes
Mass payouts	Yes	Yes
Point of sale	Yes	Yes
Self-hosted option	Yes	No
Business verification (KYB)	No	Yes
Settle in stablecoins	No	Yes
Merchant countries	Not disclosed	European Union, United States
API & SDKs	Yes	Yes
Company
Founded	2017	2014
Headquarters	—	Czech Republic
Investors	Tether, Kraken, OKCoin, Square Crypto	Not disclosed
Strengths and weaknesses
Pros	Charges 0% processing fees and zero monthly subscription costs Requires no business verification or KYB onboarding to use Settles directly to self-custody wallets without intermediary counterparty risk Supports on-chain Bitcoin and fast Lightning Network transactions	Holds both MiCA authorization and a Central Bank of Ireland Payment Institution license Processing fees between 0.5% and 0.8% with zero monthly software costs Smart contracts for recurring stablecoin billing audited by Halborn Operates across all 50 U.S. states and 141 countries
Cons	Requires technical expertise to deploy, configure, and maintain server infrastructure Provides no native automatic fiat conversion or fiat bank settlement Unpatched servers exposed Lightning credentials in an August 2026 vulnerability	Fiat bank settlements are restricted to businesses with European bank accounts No dedicated sandbox environment, requiring live-chain testing with real funds Merchant funds face custodial counterparty exposure prior to wallet payout Standard transaction fee of 0.8% is higher than unverified peer-to-peer gateways
Best for	Self-custodial e-commerce merchants, Technical operators running Bitcoin nodes, Stores wanting zero processing fees	European merchants needing fiat payouts, SaaS platforms billing recurring stablecoins, Trading firms executing bulk disbursements

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

More comparisons