CryptoReview
Submit listing

Bitpanda Card vs Gemini Credit Card

How Bitpanda Card vs Gemini Credit Card compare on our ratings, crypto card specs, funding, pros and cons.

Bitpanda Card3.4/5
VS
Gemini Credit Card3.7/5
Feature
Bitpanda CardVisit
Gemini Credit CardVisit
Ratings
Our score3.4/53.7/5
User ratingNo reviews yetNo reviews yet
Fees3.54.5
Rewards & cashback3.53.5
Availability2.52.5
App & experience4.04.0
Trust & security3.54.0
Fees & features
Card typeDebitCredit
Card networkVisaMastercard
Card formatVirtual, PhysicalPhysical, Virtual
CustodyCustodialCustodial
KYC required Yes Yes
Business cardNot disclosed No
Max cashback1%4%
Rewards paid inNot disclosedBitcoin or 50+ cryptocurrencies
Staking needed for top rewards No No
Card issuance feeFreeNot disclosed
Monthly feeFreeFree
Annual feeFreeFree
Foreign exchange fee0%0%
ATM withdrawals2% or €2, whichever is higher; local ATM fees may applyNot disclosed
Daily spending limit€10,000Not disclosed
ATM withdrawal limit€500 per dayNot disclosed
Available inEurope (EEA)United States
Not available inUnited StatesNot disclosed
Spendable assets600+ crypto assets, Precious metals, Fiat, StocksBTC, SOL, XRP
Card currenciesEUR, SEK, NOK, DKKUSD
Spend stablecoins Yes No
Apple Pay YesNot disclosed
Google Pay YesNot disclosed
Good forEveryday spending, Travel, Online shopping, Subscriptions & AI toolsEveryday spending, Travel, Online shopping
Perks1% cashback on eligible crypto spending, Primary and fallback payment assets, Real-time transaction notificationsMastercard World Elite, No foreign transaction fees, Instant rewards deposit
Card issuerTransact Payments Malta LimitedWebBank
Referral programNot disclosed Yes
Company
Founded20142014
HeadquartersAustriaUnited States
InvestorsValar Ventures, DST Global PartnersNot disclosed
Strengths and weaknesses
Pros
  • 1% cashback on eligible crypto-funded purchases
  • No monthly fee or initial shipment fee
  • Supports more than 600 crypto assets
  • Apple Pay support and virtual card format
  • No annual fee and zero foreign transaction fees
  • Up to 4% rewards paid in choice of over 50 cryptocurrencies
  • No token staking or balance lock-ups required for reward tiers
  • Rewards deposit automatically without manual claim steps
Cons
  • Custodial account depends on Bitpanda and its card issuer
  • Availability is limited to eligible euro-area residents
  • Full KYC is required
  • 2% or €2 minimum ATM fee, plus possible local charges
  • Top 4% tier limited to $300 in monthly spend
  • Available only to United States residents with credit approval
  • Custodial reward payout requires holding assets on Gemini
  • Revolving credit model subject to standard interest rates on balances
Best forEuro-area residents spending crypto, Everyday crypto payments, Apple Pay usersUS credit card spenders, Automated daily crypto accumulators, No-annual-fee rewards seekers

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

More comparisons

Bleap vs Gemini Credit Card