Bitcoin of America vs Paybis

How Bitcoin of America vs Paybis compare on our ratings, on-ramp specs, funding, pros and cons.

VS
Paybis4.2/5
Feature
Ratings
Our score2.9/54.2/5
User ratingNo reviews yetNo reviews yet
Fees2.53.5
Coverage3.04.5
Payment methods3.04.5
Ease of use3.04.5
Support3.04.0
Specs
ServiceOn-ramp, Off-rampOn-ramp, Off-ramp, Widget / API
Payment methodsNot disclosedCard, Bank transfer, Apple Pay, Google Pay, SEPA
Typical feeNot disclosedFirst card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.
Countries1180
Developer widget / APINot disclosed Yes
KYC required Yes Yes
Sell to fiat (off-ramp) Yes Yes
Apple PayNot disclosed Yes
Delivery timeSame-dayWithin minutes for card purchases, subject to payment clearance and network congestion
Company
Founded20152014
HeadquartersUnited States—
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Operates as a registered Money Services Business with FinCEN
  • Provides physical cash-to-Bitcoin transactions with same-day settlement
  • Supports two-way transactions allowing users to sell digital assets for cash
  • Founded in 2015 and available in the United States
  • Serves more than 180 countries and 48 US states
  • Offers over 35 payment methods
  • First card purchase has a Paybis fee of 0
  • Sends crypto directly to an external wallet
Cons
  • Availability restricted entirely to locations within the United States
  • Faced a February 2024 copyright infringement lawsuit from Genesis Coin Inc
  • Supported asset selection focuses narrowly on core assets like Bitcoin
  • Card fees and spreads vary by payment method
  • Network fees apply to every transaction
  • Paybis Wallet introduces custodial exposure
  • KYC and payment options vary by region
Best forUS buyers using physical cash, In-person cash off-ramping, Direct delivery to self-custodyCard-based crypto purchases, Direct wallet delivery, EU and US on-ramp users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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