Bitcoin of America vs Onramper

How Bitcoin of America vs Onramper compare on our ratings, on-ramp specs, funding, pros and cons.

Feature
Ratings
Our score2.9/54.0/5
User ratingNo reviews yetNo reviews yet
Fees2.53.5
Coverage3.04.5
Payment methods3.04.5
Ease of use3.04.0
Support3.03.5
Specs
ServiceOn-ramp, Off-rampOn-ramp, Off-ramp, Widget / API, Aggregator
Payment methodsNot disclosedCard, Bank transfer, Apple Pay, Google Pay
Typical feeNot disclosedGenerally no added fee for end users; the underlying provider sets the transaction rate.
Countries1190
AssetsNot disclosed2,000
Developer widget / APINot disclosed Yes
KYC required Yes Yes
Sell to fiat (off-ramp) Yes Yes
Apple PayNot disclosed Yes
Delivery timeSame-dayNot disclosed
Company
Founded2015—
HeadquartersUnited States—
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Operates as a registered Money Services Business with FinCEN
  • Provides physical cash-to-Bitcoin transactions with same-day settlement
  • Supports two-way transactions allowing users to sell digital assets for cash
  • Founded in 2015 and available in the United States
  • 30+ onramp providers through one integration
  • 175+ payment methods across 190+ countries
  • More than 1,500 supported cryptocurrencies
  • Routing considers fees and KYC friction
Cons
  • Availability restricted entirely to locations within the United States
  • Faced a February 2024 copyright infringement lawsuit from Genesis Coin Inc
  • Supported asset selection focuses narrowly on core assets like Bitcoin
  • Final fees and spreads depend on the selected ramp
  • KYC, approval and settlement depend on third-party providers
  • Regional asset and payment coverage varies by country
  • Payments can be rejected, reversed or held for compliance review
Best forUS buyers using physical cash, In-person cash off-ramping, Direct delivery to self-custodyWallet and exchange developers, Apps needing global payment coverage, Businesses adding offramp flows

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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