Binance.US vs XT.COM Exchange

Binance.US4.1/5

VS

XT.COM Exchange3.2/5

Feature	Binance.USVisit	XT.COM ExchangeVisit
Ratings
Our score	4.1/5	3.2/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.0
Security & trust	4.0	2.5
Asset selection	4.0	4.5
Ease of use	4.0	3.5
Support	3.5	3.0
Specs
Markets	Spot, OTC	Spot, Futures, Margin, P2P, Copy trading
Maker fee	0%	0.2%
Taker fee	0.02%	0.2%
Coins listed	200	1,000
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	P2P
KYC required	Yes	No
Accepts US customers	Yes	No
Proof of reserves	Yes	Yes
Staking / earn	Yes	Yes
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	Not disclosed
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	Proof of reserves, Bug bounty
Futures & perpetuals	No	Yes
Max leverage (x)	Not disclosed	125
Copy trading	No	Yes
P2P market	No	Yes
Earn / savings products	Yes	Yes
User protection fund	No	Not disclosed
Referral program	Yes	Yes
Company
Founded	2019	2018
Headquarters	United States	Seychelles
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Not disclosed
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	Over 1,000 cryptocurrencies available for spot trading Derivatives trading with up to 125x leverage Unverified accounts allow daily withdrawals up to $200,000 Fully covered user losses following the November 2024 hot-wallet exploit
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	Standard spot maker and taker fees of 0.2% are higher than major competitors Prohibited for all United States residents and citizens Flagged by Dubai VARA for operating without a local regulatory license Suffered a $1.7 million hot-wallet security exploit in November 2024
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	Non-US high-leverage derivatives traders, Global altcoin and token hunters, Traders using automated bot strategies

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