Binance.US vs Changelly

Binance.US4.1/5

VS

Changelly3.5/5

Feature	Binance.USVisit	ChangellyVisit
Ratings
Our score	4.1/5	3.5/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.0
Security & trust	4.0	3.0
Asset selection	4.0	4.5
Ease of use	4.0	4.0
Support	3.5	3.5
Specs
Markets	Spot, OTC	Spot, Futures
Maker fee	0%	0.1%
Taker fee	0.02%	0.1%
Coins listed	200	1,000
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	Card, Apple Pay, Bank transfer, SEPA
KYC required	Yes	No
Accepts US customers	Yes	Not disclosed
Proof of reserves	Yes	No
Staking / earn	Yes	Not disclosed
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	Not disclosed
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	2FA
Futures & perpetuals	No	Yes
Copy trading	No	Not disclosed
P2P market	No	Not disclosed
Earn / savings products	Yes	Not disclosed
User protection fund	No	No
Referral program	Yes	Yes
Company
Founded	2019	2015
Headquarters	United States	—
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Not disclosed
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	1,000+ assets across 185+ blockchains Non-custodial settlement sends exchanged coins to the user's wallet Floating-rate swap fee is 0.25% Fiat purchases support cards, bank transfer, SEPA and Apple Pay
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	No formal license from major financial bodies No deposit insurance or proof of reserves AML reviews can hold funds and require extra identification Mobile app lacks two-factor authentication
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	Wallet-to-wallet crypto swaps, Altcoin and multichain conversions, Fiat crypto purchases

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.