Banxa vs Paybis

How Banxa vs Paybis compare on our ratings, on-ramp specs, funding, pros and cons.

Banxa3.7/5
VS
Paybis4.2/5
Feature
Ratings
Our score3.7/54.2/5
User ratingNo reviews yetNo reviews yet
Fees3.03.5
Coverage4.54.5
Payment methods4.54.5
Ease of use3.54.5
Support3.04.0
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, SEPACard, Bank transfer, Apple Pay, Google Pay, SEPA
Typical feePartner pricing is customized based on integration requirements and volume. Crypto purchase pricing may include a spread.First card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.
Countries180180
Developer widget / API Yes Yes
KYC required Yes Yes
Sell to fiat (off-ramp) Yes Yes
Apple PayNot disclosed Yes
Delivery time10 minutes to 3 business days for off-ramp payouts; UK Faster Payments settle within two hours, usually within minutes. US ACH takes one to three business days. SWIFT takes three to five busWithin minutes for card purchases, subject to payment clearance and network congestion
Company
Founded20142014
Headquarters——
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • 180+ country coverage with 100+ payment methods
  • Non-custodial purchases delivered to user-controlled wallets
  • Hosted checkout and native API integration options
  • UK Faster Payments usually settle within minutes
  • Serves more than 180 countries and 48 US states
  • Offers over 35 payment methods
  • First card purchase has a Paybis fee of 0
  • Sends crypto directly to an external wallet
Cons
  • Partner pricing varies by integration, volume and payment method
  • KYC is required for purchases and can delay transactions
  • Regional coverage depends on licensing and partner configuration
  • SWIFT transfers can take three to five business days
  • Card fees and spreads vary by payment method
  • Network fees apply to every transaction
  • Paybis Wallet introduces custodial exposure
  • KYC and payment options vary by region
Best forWallets adding fiat purchases, Exchanges needing global payment rails, Apps building native crypto checkoutCard-based crypto purchases, Direct wallet delivery, EU and US on-ramp users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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