B2BinPay vs MoonPay Commerce

How B2BinPay vs MoonPay Commerce compare on our ratings, payment gateway specs, funding, pros and cons.

VS
Feature
Ratings
Our score4.2/53.9/5
User ratingNo reviews yetNo reviews yet
Fees4.03.0
Integrations4.54.5
Settlement options4.54.5
Reliability4.04.0
Support4.03.5
Specs
Processing fee0.4%Not disclosed
SettlementCrypto, Stablecoins, Fiat, Auto-conversionCrypto, Stablecoins, Fiat, Auto-conversion
Coins supported350Not disclosed
IntegrationsB2CORE, BridgerPay, FX Backoffice, Praxis CashierShopify
Invoicing Yes Yes
Recurring paymentsNot disclosed Yes
Mass payouts YesNot disclosed
Self-hosted option No No
Business verification (KYB) YesNot disclosed
Settle in stablecoins Yes Yes
API & SDKs Yes Yes
Company
Founded—2025
HeadquartersEl SalvadorUnited States
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Processes transactions at low incoming merchant fees from 0.40% down to 0.25%
  • No processing fee charged on outgoing merchant payouts
  • Supports over 350 cryptocurrencies across 17 separate blockchains
  • Licensed Virtual Asset Service Provider in El Salvador and Mauritius
  • Serves more than 6,000 merchants across 160 supported countries
  • Instant settlement in crypto or automatic conversion into USD, EUR, and GBP
  • Supports card payments that pay out in cryptocurrency to the merchant
  • Operates under MoonPay's registered US Money Services Business status (NMLS ID: 2071245)
Cons
  • Enterprise setup requires a $1,000 onboarding fee
  • Custodial accounts carry counterparty risk until funds settle to merchant bank accounts
  • Requires mandatory business verification with limits on active KYB submissions
  • No self-hosted deployment option for completely on-premise infrastructure
  • Hosted platform with no self-hosted or open-source deployment option
  • Counterparty exposure during the payment processing and fiat conversion window
  • High-volume pricing requires negotiating custom fee agreements
Best forForex and CFD brokerage platforms, High-volume e-commerce merchants, iGaming and digital entertainment platformsE-commerce merchants accepting stablecoins, Creators selling recurring subscriptions, Developers building embedded web3 checkouts

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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