B2BinPay vs Cryptomus

How B2BinPay vs Cryptomus compare on our ratings, payment gateway specs, funding, pros and cons.

VS
Feature
Ratings
Our score4.2/52.9/5
User ratingNo reviews yetNo reviews yet
Fees4.04.0
Integrations4.54.0
Settlement options4.53.0
Reliability4.01.0
Support4.02.5
Specs
Processing fee0.4%0.4%
SettlementCrypto, Stablecoins, Fiat, Auto-conversionCrypto, Auto-conversion
Coins supported350100
IntegrationsB2CORE, BridgerPay, FX Backoffice, Praxis CashierNot disclosed
Invoicing Yes Yes
Recurring paymentsNot disclosed Yes
Mass payouts Yes Yes
Self-hosted option NoNot disclosed
Business verification (KYB) Yes Yes
Settle in stablecoins Yes Yes
API & SDKs Yes Yes
Company
Founded—2022
HeadquartersEl SalvadorCanada
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Processes transactions at low incoming merchant fees from 0.40% down to 0.25%
  • No processing fee charged on outgoing merchant payouts
  • Supports over 350 cryptocurrencies across 17 separate blockchains
  • Licensed Virtual Asset Service Provider in El Salvador and Mauritius
  • Processing fees scale down to 0.4% for qualified high-volume merchants
  • Zero commission on automated currency conversions and internal wallet transfers
  • Supports over 100 cryptocurrencies for online invoicing and payouts
  • Batch payout tools allow automated withdrawals to thousands of recipient wallets
Cons
  • Enterprise setup requires a $1,000 onboarding fee
  • Custodial accounts carry counterparty risk until funds settle to merchant bank accounts
  • Requires mandatory business verification with limits on active KYB submissions
  • No self-hosted deployment option for completely on-premise infrastructure
  • Sanctioned by the United Kingdom in October 2026, barring UK business partnerships
  • Fined CAD 176 million by Canadian regulator FINTRAC in October 2025
  • Experienced transaction-processing disruptions in October 2026
  • Merchant KYC verification required following regulatory enforcement actions
Best forForex and CFD brokerage platforms, High-volume e-commerce merchants, iGaming and digital entertainment platformsHigh-volume crypto-native businesses outside sanctioned jurisdictions, Merchants needing automated mass payouts, Stores settling receipts into stablecoins

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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