B2BinPay vs Coinbase Business

B2BinPay4.2/5

VS

Coinbase Business3.5/5

Feature	B2BinPayVisit	Coinbase BusinessVisit
Ratings
Our score	4.2/5	3.5/5
User rating	No reviews yet	No reviews yet
Fees	4.0	3.0
Integrations	4.5	3.5
Settlement options	4.5	4.0
Reliability	4.0	4.0
Support	4.0	3.0
Specs
Processing fee	0.4%	Not disclosed
Settlement	Crypto, Stablecoins, Fiat, Auto-conversion	Crypto, Stablecoins
Coins supported	350	200
Integrations	B2CORE, BridgerPay, FX Backoffice, Praxis Cashier	Accounting software, Checkout APIs, Real-time webhooks
Invoicing	Yes	Yes
Mass payouts	Yes	Yes
Self-hosted option	No	No
Business verification (KYB)	Yes	Yes
Settle in stablecoins	Yes	Yes
API & SDKs	Yes	Yes
Company
Founded	—	2012
Headquarters	El Salvador	United States
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Processes transactions at low incoming merchant fees from 0.40% down to 0.25% No processing fee charged on outgoing merchant payouts Supports over 350 cryptocurrencies across 17 separate blockchains Licensed Virtual Asset Service Provider in El Salvador and Mauritius	Supports 200+ crypto assets Offers payment links, invoices and checkout APIs Reports $1B+ transacted across 5,000+ businesses Provides automated payouts through APIs
Cons	Enterprise setup requires a $1,000 onboarding fee Custodial accounts carry counterparty risk until funds settle to merchant bank accounts Requires mandatory business verification with limits on active KYB submissions No self-hosted deployment option for completely on-premise infrastructure	Completed payments carry a fee shown inside the account USDC to USD auto-conversion carries a fee Custodial funds create Coinbase counterparty exposure Business verification is required during onboarding
Best for	Forex and CFD brokerage platforms, High-volume e-commerce merchants, iGaming and digital entertainment platforms	Startups accepting stablecoins, Small-business crypto payments, Businesses needing crypto payouts

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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