B2BinPay vs BitPay

How B2BinPay vs BitPay compare on our ratings, payment gateway specs, funding, pros and cons.

VS
BitPay3.5/5
Feature
Ratings
Our score4.2/53.5/5
User ratingNo reviews yetNo reviews yet
Fees4.03.0
Integrations4.54.0
Settlement options4.54.0
Reliability4.03.5
Support4.03.0
Specs
Processing fee0.4%Not disclosed
SettlementCrypto, Stablecoins, Fiat, Auto-conversionCrypto, Stablecoins, Fiat
Coins supported350Not disclosed
IntegrationsB2CORE, BridgerPay, FX Backoffice, Praxis CashierMagento 2, WooCommerce
Invoicing Yes Yes
Mass payouts Yes Yes
Self-hosted option No No
Business verification (KYB) Yes Yes
Settle in stablecoins Yes Yes
API & SDKs Yes Yes
Company
Founded—2011
HeadquartersEl SalvadorUnited States
InvestorsNot disclosedFounders Fund, Index Ventures, Jerry Yang, RRE Ventures +4
Strengths and weaknesses
Pros
  • Processes transactions at low incoming merchant fees from 0.40% down to 0.25%
  • No processing fee charged on outgoing merchant payouts
  • Supports over 350 cryptocurrencies across 17 separate blockchains
  • Licensed Virtual Asset Service Provider in El Salvador and Mauritius
  • Fiat and crypto settlement options are documented
  • Open-source WooCommerce and Magento 2 plugins
  • Supports Solana, Arbitrum, Optimism and Base
  • Includes invoices, refunds and merchant payouts
Cons
  • Enterprise setup requires a $1,000 onboarding fee
  • Custodial accounts carry counterparty risk until funds settle to merchant bank accounts
  • Requires mandatory business verification with limits on active KYB submissions
  • No self-hosted deployment option for completely on-premise infrastructure
  • Business verification is required for merchant account setup
  • Geographic restrictions apply across BitPay services
  • Settlement options vary by integration and jurisdiction
  • Merchants carry provider and pre-settlement volatility exposure
Best forForex and CFD brokerage platforms, High-volume e-commerce merchants, iGaming and digital entertainment platformsEcommerce merchants accepting crypto, Businesses needing fiat settlement, WooCommerce and Magento stores

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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