Alchemy Pay vs Strike

Alchemy Pay3.0/5

VS

Strike4.1/5

Feature	Alchemy PayVisit	StrikeVisit
Ratings
Our score	3.0/5	4.1/5
User rating	No reviews yet	No reviews yet
Fees	2.5	4.5
Coverage	3.5	4.0
Payment methods	3.5	4.0
Ease of use	3.0	4.5
Support	2.5	3.5
Specs
Service	Not disclosed	On-ramp, Off-ramp, Widget / API
Payment methods	Not disclosed	Card, Bank transfer, SEPA, ACH
Typical fee	Not disclosed	Fee-free recurring purchases, free on-chain withdrawals
Countries	Not disclosed	100
Assets	150	1
Minimum purchase	Not disclosed	$1
Developer widget / API	Yes	Yes
Sell to fiat (off-ramp)	Not disclosed	Yes
Max purchase	Not disclosed	$2,500,000
Delivery time	Not disclosed	Instant
Company
Founded	—	2019
Headquarters	Singapore	United States
Investors	Not disclosed	Ten31, University of Wyoming, Washington University in St. Louis
Strengths and weaknesses
Pros	One API covers cards, transfers and wallets Supports more than 150 cryptocurrencies Provides both checkout and developer integration Ethereum and BNB Chain support is identified for ACH	Fee-free recurring Bitcoin purchases with no platform commission Zero-fee onchain withdrawals directly to self-custody cold wallets Instant settlement across the Lightning Network Supports large purchases up to €2.5 million per order
Cons	Payments depend on banking and payment partners KYC or payment checks can delay or reverse transactions	Only supports Bitcoin, with zero alternative cryptocurrencies or stablecoins Full identity verification (KYC) is required to access fiat transfers Spreads are incorporated into single spot purchases Custodial account setup introduces platform counterparty risk
Best for	Merchants embedding crypto purchases, Apps needing a payment API, Card-based crypto buyers	Bitcoin dollar-cost averaging, Lightning Network payment rails, Large-volume Bitcoin buyers

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