Alchemy Pay vs Paybis

Alchemy Pay3.0/5

VS

Paybis4.2/5

Feature	Alchemy PayVisit	PaybisVisit
Ratings
Our score	3.0/5	4.2/5
User rating	No reviews yet	No reviews yet
Fees	2.5	3.5
Coverage	3.5	4.5
Payment methods	3.5	4.5
Ease of use	3.0	4.5
Support	2.5	4.0
Specs
Service	Not disclosed	On-ramp, Off-ramp, Widget / API
Payment methods	Not disclosed	Card, Bank transfer, Apple Pay, Google Pay, SEPA
Typical fee	Not disclosed	First card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.
Countries	Not disclosed	180
Assets	150	Not disclosed
Developer widget / API	Yes	Yes
KYC required	Not disclosed	Yes
Sell to fiat (off-ramp)	Not disclosed	Yes
Apple Pay	Not disclosed	Yes
Delivery time	Not disclosed	Within minutes for card purchases, subject to payment clearance and network congestion
Company
Founded	—	2014
Headquarters	Singapore	—
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	One API covers cards, transfers and wallets Supports more than 150 cryptocurrencies Provides both checkout and developer integration Ethereum and BNB Chain support is identified for ACH	Serves more than 180 countries and 48 US states Offers over 35 payment methods First card purchase has a Paybis fee of 0 Sends crypto directly to an external wallet
Cons	Payments depend on banking and payment partners KYC or payment checks can delay or reverse transactions	Card fees and spreads vary by payment method Network fees apply to every transaction Paybis Wallet introduces custodial exposure KYC and payment options vary by region
Best for	Merchants embedding crypto purchases, Apps needing a payment API, Card-based crypto buyers	Card-based crypto purchases, Direct wallet delivery, EU and US on-ramp users

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