Aave vs Dolomite

How Aave vs Dolomite compare on our ratings, lending protocol specs, funding, pros and cons.

Aave4.0/5

Feature	Aave Visit	Dolomite Visit
Ratings
Our score	4.0/5	3.9/5
User rating	No reviews yet	No reviews yet
Security & track record	3.5	3.5
Rates	3.5	4.0
Market depth	5.0	4.5
Ease of use	3.5	4.0
Decentralization	4.5	3.5
Specs
KYC required	No	No
Lending model	Pooled	Pooled
Chains	Ethereum, Base, Arbitrum, Avalanche, BNB Chain, Other	Ethereum, Arbitrum, Other
Main collateral assets	USDC, USDT, WETH, wBTC, LINK, wstETH, cbBTC, GHO, AAVE, ETH-correlated assets	ETH, WBTC, USDC, BTCcx, WLFI
Flash loans	Yes	Yes
Permissionless markets	No	Not disclosed
Audited	Yes	Yes
Bug bounty	Yes	Yes
Governance token	AAVE	DOLO
Isolated markets	Yes	Yes
Real-world-asset collateral	Yes	Yes
Own stablecoin	Yes	No
Rates	Variable	Variable
Company
Founded	2017	2022
Headquarters	Finland	—
Investors	Blockchain Capital, Framework Ventures, Standard Crypto	Draper Goren Holm, NGC Ventures, 6th Man Ventures, Coinbase Ventures +1
Strengths and weaknesses
Pros	$18.006B combined TVL in October 2026 Operates across 23 blockchain networks Non-custodial wallet-based access V3 includes Isolation Mode and Efficiency Mode	Isolated risk architecture keeps individual borrow positions protected from other collateral changes Independent security audits completed by six firms, including OpenZeppelin and Cyfrin Supports over 100 collateral types, including yield-bearing tokens and institutional BTC Built-in DEX routing allows looping, swapping, and repayment in single transactions
Cons	Variable borrowing rates can rise with market utilisation Liquidation can sell collateral after health-factor deterioration Smart contract and oracle risks remain Collateral depends on external bridges and asset issuers	High exposure to low-liquidity collateral assets has created systemic solvency concerns in past markets Borrowing rates are variable and spike when pool utilization tightens Centralized exchange liquidity for the DOLO token dropped following pairs delisting on Binance
Best for	Multi-chain DeFi borrowers, Collateralised crypto lending, Stablecoin liquidity strategies	Yield farmers looping collateral, DeFi traders needing isolated margin, Borrowers using exotic collateral

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