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1inch Card vs Gemini Credit Card

How 1inch Card vs Gemini Credit Card compare on our ratings, crypto card specs, funding, pros and cons.

1inch Card3.1/5
VS
Gemini Credit Card3.7/5
Feature
1inch CardVisit
Gemini Credit CardVisit
Ratings
Our score3.1/53.7/5
User ratingNo reviews yetNo reviews yet
Fees2.54.5
Rewards & cashback2.53.5
Availability3.02.5
App & experience3.54.0
Trust & security4.04.0
Fees & features
Card typePrepaidCredit
Card networkMastercardMastercard
Card formatNot disclosedPhysical, Virtual
CustodyNot disclosedCustodial
KYC requiredNot disclosed Yes
Business cardNot disclosed No
Max cashbackNot disclosed4%
Rewards paid inNot disclosedBitcoin or 50+ cryptocurrencies
Staking needed for top rewardsNot disclosed No
Monthly feeNot disclosedFree
Annual feeNot disclosedFree
Foreign exchange feeNot disclosed0%
Available inNot disclosedUnited States
Spendable assets1INCH, USDT, BTC, LTC, XRP, BXXBTC, SOL, XRP
Card currenciesNot disclosedUSD
Spend stablecoins Yes No
Apple Pay YesNot disclosed
Google Pay YesNot disclosed
Good forEveryday spending, Travel, Online shoppingEveryday spending, Travel, Online shopping
PerksNot disclosedMastercard World Elite, No foreign transaction fees, Instant rewards deposit
Card issuerMonavateWebBank
Referral programNot disclosed Yes
Company
Founded20192014
Headquarters—United States
InvestorsAmber Group, YZi Labs, Alameda Research, Celsius Network +19Not disclosed
Strengths and weaknesses
Pros
  • Issued by FCA-authorized e-money institution Monavate
  • Mastercard accepted online and in stores
  • Supports Apple Pay and Google Pay
  • Works with listed assets including BTC and USDT
  • No annual fee and zero foreign transaction fees
  • Up to 4% rewards paid in choice of over 50 cryptocurrencies
  • No token staking or balance lock-ups required for reward tiers
  • Rewards deposit automatically without manual claim steps
Cons
  • Service exposure includes Crypto Life, Baanx and Monavate
  • Supported asset list is limited to listed tokens
  • Crypto conversion for spending can create tax events
  • Top 4% tier limited to $300 in monthly spend
  • Available only to United States residents with credit approval
  • Custodial reward payout requires holding assets on Gemini
  • Revolving credit model subject to standard interest rates on balances
Best forMastercard crypto spending, Apple Pay crypto payments, Online and in-store purchasesUS credit card spenders, Automated daily crypto accumulators, No-annual-fee rewards seekers

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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