Best Crypto Exchanges for US Customers

Binance.US runs spot trading across more than 200 assets and 250 pairs from Miami. Zero maker fees apply. The platform features SOC 2 Type II and ISO 27001 certifications alongside staking for 25 assets, but it bars 16 jurisdictions such as New York and Texas while imposing seven-day ACH withdrawal holds.

Uphold enables direct swaps between cryptocurrencies, national currencies, and over 4,000 fractional US stocks. Headquartered in New York, the broker publishes public reserve balances updated every 30 seconds and provides an assisted self-custody vault using two-of-three multisignature keys. Staking covers 20 assets. Variable spreads inflate trading costs.

Charles Schwab lets clients trade spot Bitcoin and Ethereum directly alongside equities and ETFs within its primary platform and thinkorswim interface. Custody operates through Charles Schwab Premier Bank, SSB, with support available at over 400 branch locations. There are zero account maintenance fees. The trade-off is asset variety. Schwab lists only two cryptocurrencies, offers no staking yield, and restricts accounts located in New York, Louisiana, and outside the United States.

Exolix aggregates liquidity from 50 centralized exchanges to execute swaps across 2,000 tokens on 200 blockchains. No accounts or identity checks exist. Operating from Estonia, the aggregator routes converted tokens straight to private addresses, yet traders must accept embedded spreads without access to limit orders or fiat deposits.

Nasdaq-listed eToro combines spot crypto trading with equities, thematic Smart Portfolios, and an automated CopyTrader engine. Cash sits in segregated accounts at institutions like Barclays and BNY Mellon. Users receive a $100,000 demo account. Spot trades incur a 1% fee, which remains steeper than dedicated crypto exchanges.

Tastytrade specializes in retail derivatives, combining zero-commission US stock trading with options capped at $10 per leg. The Chicago-based brokerage provides backtesting tools, multi-leg options tracking, and micro futures. Crypto trading is supported through an integration with Zero Hash. However, digital asset custody is outsourced entirely to Zero Hash. Crypto balances lack SIPC insurance coverage, and the platform does not permit direct on-chain crypto withdrawals or decentralized wallet connections.

Bullish combines an order book with automated market maker liquidity under an NYSE-listed parent. Spot, options, and futures share a single portfolio-margin system with 0 bps FX maker fees and 1:1 segregated assets audited by Deloitte. However, US accounts face restrictions on derivatives and liquidity pools.

Coinbase operates spot markets for 405 coins across 514 pairs alongside staking services and advanced charting tools. Listed on Nasdaq under COIN, it developed the Base layer-2 network and provides institutional services via Prime and Custody. The exchange is available across more than 100 countries. However, users depend on centralized custodial storage rather than direct key ownership. In addition, retail fees outside the Coinbase One subscription model remain higher than low-cost spot peers.