OKX Earn vs SwissBorg

How OKX Earn vs SwissBorg compare on our ratings, earn platform specs, funding, pros and cons.

Feature	OKX Earn Visit	SwissBorg Visit
Ratings
Our score	4.1/5	3.6/5
User rating	No reviews yet	No reviews yet
Rates	4.0	3.5
Security	4.5	3.5
Transparency	4.0	4.0
Flexibility	4.0	3.5
Support	4.0	3.5
Specs
KYC required	Yes	Yes
Products	Savings / earn, Staking, Dual investment	Savings / earn
Highest advertised APY	18.81%	15%
Supported assets	20	400
Available in	Europe (EEA), United States, Global	Europe (EEA), Canada, Latin America, Asia-Pacific, Africa
Proof of reserves	Yes	Yes
Licenses & registrations	MiCA	MiCA
Flexible (withdraw any time)	Yes	Yes
Fixed terms	Yes	Not disclosed
Company
Founded	—	2017
Headquarters	Malta	Switzerland
Investors	Intercontinental Exchange (ICE)	Community Investors
Strengths and weaknesses
Pros	Operates under a full European MiCA licence across 30 countries Backing from Intercontinental Exchange following a $200M strategic funding round Publishes regular cryptographic proof of reserves for platform assets Zero percent subscription fee for basic savings products	Authorized under the European Union MiCA regulatory framework by the French AMF Advertises yields reaching up to 15% annually on supported assets Secures balances using institutional MPC technology without exposing private keys Publishes regular Proof of Liabilities reports for balance verification
Cons	Deducts a 15% service fee from on-chain staking rewards Full custodial exposure makes user funds vulnerable to platform insolvency Disclaims liability for losses caused by third-party DeFi protocol failures Mandatory identity verification prevents anonymous participation	Requires mandatory identity verification with no service for US residents Experienced a $41M SOL Earn exploit in September 2025 via staking partner Kiln Withdrawals carry a 0.10% fee in addition to blockchain network gas Top trading fee discounts require locking native BORG tokens
Best for	Verified European exchange users, Holders seeking passive proof-of-stake rewards, Traders using structured dual-currency products	European retail crypto investors, Hands-off earn strategy allocators, Long-term dollar-cost averagers

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