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Nexo vs OKX Earn

How Nexo vs OKX Earn compare on our ratings, earn platform specs, funding, pros and cons.

Nexo3.2/5
VS
OKX Earn4.1/5
Feature
NexoVisit
OKX EarnVisit
Ratings
Our score3.2/54.1/5
User ratingNo reviews yetNo reviews yet
Rates3.54.0
Security3.04.5
Transparency2.54.0
Flexibility3.54.0
Support4.04.0
Specs
KYC required Yes Yes
ProductsSavings / earn, Fixed-term deposits, Crypto-backed loansSavings / earn, Staking, Dual investment
Highest advertised APY15%18.81%
Loan APR from2.9%Not disclosed
Supported assets10020
Available inGlobalEurope (EEA), United States, Global
Proof of reserves No Yes
Licenses & registrationsNot disclosedMiCA
Flexible (withdraw any time) Yes Yes
Fixed terms Yes Yes
Auto-compounding YesNot disclosed
Company
Founded2018—
HeadquartersSwitzerlandMalta
InvestorsNot disclosedIntercontinental Exchange (ICE)
Strengths and weaknesses
Pros
  • Flexible Savings has no lock-up and pays interest daily
  • Supports more than 100 digital assets
  • Transfers operate across 20+ blockchain networks
  • Credit Line lets clients borrow without selling crypto
  • Operates under a full European MiCA licence across 30 countries
  • Backing from Intercontinental Exchange following a $200M strategic funding round
  • Publishes regular cryptographic proof of reserves for platform assets
  • Zero percent subscription fee for basic savings products
Cons
  • Deposits use centralized custody and transfer control to Nexo-controlled wallets
  • No real-time on-chain proof of reserves
  • Flexible interest requires a balance above $5,000
  • Fixed-term products lock assets for up to 12 months
  • Deducts a 15% service fee from on-chain staking rewards
  • Full custodial exposure makes user funds vulnerable to platform insolvency
  • Disclaims liability for losses caused by third-party DeFi protocol failures
  • Mandatory identity verification prevents anonymous participation
Best forCrypto savers with $5,000-plus, Borrowers using crypto collateral, Multi-chain asset holdersVerified European exchange users, Holders seeking passive proof-of-stake rewards, Traders using structured dual-currency products

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.