Jupiter Lend vs Venus Protocol

Jupiter Lend4.0/5

VS

Venus Protocol3.6/5

Feature	Jupiter LendVisit	Venus ProtocolVisit
Ratings
Our score	4.0/5	3.6/5
User rating	No reviews yet	No reviews yet
Security & track record	4.5	2.5
Rates	4.0	4.0
Market depth	3.5	4.5
Ease of use	4.5	4.0
Decentralization	3.5	3.5
Specs
KYC required	No	No
Lending model	Pooled	Pooled
Chains	Solana	BNB Chain
Audited	Yes	Yes
Bug bounty	Not disclosed	Yes
Governance token	JUP	XVS
Isolated markets	Not disclosed	Yes
Own stablecoin	Not disclosed	Yes
Rates	Variable	Variable and fixed
Company
Founded	2025	2020
Headquarters	—	—
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Over $1B in total value locked across Solana lending markets Security reviewed by Certora, OtterSec, Neodyme, and Code4rena Requires no KYC or account registration to lend or borrow Native mobile app integration allows managing positions on smartphones	Deep liquidity on BNB Chain with over $1.2B in total value locked Audited by firms including OpenZeppelin, CertiK, and PeckShield Permissionless wallet onboarding with no KYC checks Isolated pools segregate risky collateral from the core money market
Cons	Restricted exclusively to the Solana blockchain ecosystem Variable borrowing rates can spike sharply during periods of high utilization Borrowers risk automated liquidation if collateral asset values decline	Suffered a $3.7M accounting exploit in March 2026 Borrow rates are variable and spike quickly during high utilization VAI minting exposes borrowers to stablecoin collateral depeg risk Undercollateralized positions face automated liquidation penalties
Best for	Solana DeFi yield depositors, Traders borrowing against crypto collateral, Mobile users seeking onchain lending	BNB Chain crypto borrowers, Passive yield on EVM assets, XVS stakers seeking revenue share

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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