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Gemini Credit Card vs Wirex Card

How Gemini Credit Card vs Wirex Card compare on our ratings, crypto card specs, funding, pros and cons.

Gemini Credit Card3.7/5
VS
Wirex Card3.3/5
Feature
Gemini Credit CardVisit
Wirex CardVisit
Ratings
Our score3.7/53.3/5
User ratingNo reviews yetNo reviews yet
Fees4.53.0
Rewards & cashback3.53.5
Availability2.54.0
App & experience4.02.5
Trust & security4.03.5
Fees & features
Card typeCreditDebit
Card networkMastercardNot disclosed
Card formatPhysical, VirtualNot disclosed
CustodyCustodialCustodial
KYC required YesNot disclosed
Business card NoNot disclosed
Max cashback4%8%
Rewards paid inBitcoin or 50+ cryptocurrenciesWXT
Staking needed for top rewards No Yes
Monthly feeFreeNot disclosed
Annual feeFreeFree
Foreign exchange fee0%Not disclosed
ATM withdrawalsNot disclosedGBP 200, EUR 200, or SGD 200 per month; AUD 400 per month in Australia, then 2% above the allowance
ATM withdrawal limitNot disclosedGBP 200, EUR 200, or SGD 200 per month; AUD 400 per month in Australia
Available inUnited StatesGlobal
Spendable assetsBTC, SOL, XRPNot disclosed
Top-up networksNot disclosedEthereum, Avalanche, Stellar
Card currenciesUSDNot disclosed
Spend stablecoins No Yes
Good forEveryday spending, Travel, Online shoppingNot disclosed
PerksMastercard World Elite, No foreign transaction fees, Instant rewards depositCryptoback rewards, No annual fee
Card issuerWebBankNot disclosed
Referral program YesNot disclosed
Company
Founded2014—
HeadquartersUnited States—
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • No annual fee and zero foreign transaction fees
  • Up to 4% rewards paid in choice of over 50 cryptocurrencies
  • No token staking or balance lock-ups required for reward tiers
  • Rewards deposit automatically without manual claim steps
  • No annual card fee
  • Available in 130+ countries
  • Supports Visa and Mastercard networks
  • Free Standard tier pays 0.5% WXT cashback
Cons
  • Top 4% tier limited to $300 in monthly spend
  • Available only to United States residents with credit approval
  • Custodial reward payout requires holding assets on Gemini
  • Revolving credit model subject to standard interest rates on balances
  • Custodial account and balance exposure
  • Headline 8% cashback requires a paid plan and WXT lock
  • Cashback is paid in volatile WXT
  • 2% ATM fee applies above the monthly allowance
Best forUS credit card spenders, Automated daily crypto accumulators, No-annual-fee rewards seekersCrypto-funded everyday spending, WXT holders seeking cashback, International ATM spending

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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