Gemini Credit Card vs RedotPay

How Gemini Credit Card vs RedotPay compare on our ratings, crypto card specs, funding, pros and cons.

Feature
Ratings
Our score3.7/53.3/5
User ratingNo reviews yetNo reviews yet
Fees4.53.0
Rewards & cashback3.52.5
Availability2.54.0
App & experience4.03.5
Trust & security4.03.5
Fees & features
Card typeCreditNot disclosed
Card networkMastercardNot disclosed
Card formatPhysical, VirtualVirtual, Physical
CustodyCustodialCustodial
KYC required YesNot disclosed
Business card NoNot disclosed
Max cashback4%Not disclosed
Rewards paid inBitcoin or 50+ cryptocurrenciesNot disclosed
Staking needed for top rewards NoNot disclosed
Monthly feeFreeNot disclosed
Annual feeFreeNot disclosed
Foreign exchange fee0%Not disclosed
Available inUnited StatesNot disclosed
Spendable assetsBTC, SOL, XRPNot disclosed
Card currenciesUSDNot disclosed
Spend stablecoins No Yes
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forEveryday spending, Travel, Online shoppingNot disclosed
PerksMastercard World Elite, No foreign transaction fees, Instant rewards depositNot disclosed
Card issuerWebBankNot disclosed
Referral program YesNot disclosed
Company
Founded20142023
HeadquartersUnited StatesHong Kong
InvestorsNot disclosedMirana Ventures
Strengths and weaknesses
Pros
  • No annual fee and zero foreign transaction fees
  • Up to 4% rewards paid in choice of over 50 cryptocurrencies
  • No token staking or balance lock-ups required for reward tiers
  • Rewards deposit automatically without manual claim steps
  • Virtual and physical cards are available
  • Apple Pay and Google Pay compatibility
  • Available in more than 100 countries
  • Cards accepted at over 130 million merchants
Cons
  • Top 4% tier limited to $300 in monthly spend
  • Available only to United States residents with credit approval
  • Custodial reward payout requires holding assets on Gemini
  • Revolving credit model subject to standard interest rates on balances
  • Custodial account creates provider and compliance exposure
  • Financial audit firms and reports were not named
Best forUS credit card spenders, Automated daily crypto accumulators, No-annual-fee rewards seekersInternational crypto spending, Stablecoin card payments, Apple Pay crypto spending

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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