Figure vs Nebeus
How Figure vs Nebeus compare on our ratings, earn platform specs, funding, pros and cons.
| Feature | ||
|---|---|---|
| Ratings | ||
| Our score | 4.1/5 | 3.8/5 |
| User rating | No reviews yet | No reviews yet |
| Rates | 4.0 | 4.0 |
| Security | 4.5 | 4.0 |
| Transparency | 4.5 | 3.5 |
| Flexibility | 3.0 | 4.0 |
| Support | 4.0 | 3.5 |
| Specs | ||
| KYC required | Yes | Yes |
| Products | Savings / earn, Crypto-backed loans | Crypto-backed loans, Savings / earn |
| Highest advertised APY | 9% | 12% |
| Max loan-to-value | 50% | 70% |
| Loan APR from | 10% | 4% |
| Supported assets | 3 | 30 |
| Available in | United States | Europe (EEA) |
| Insurance | Not disclosed | $250M Lloyd's of London coverage via BitGo custody |
| Licenses & registrations | Not disclosed | MiCA (CNMV, Spain) |
| Flexible (withdraw any time) | Not disclosed | Yes |
| Fixed terms | Yes | Yes |
| Company | ||
| Founded | 2018 | 2014 |
| Headquarters | — | Spain |
| Investors | Not disclosed | Not disclosed |
| Strengths and weaknesses | ||
| Pros |
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| Cons |
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| Best for | Holders borrowing against BTC, ETH, or SOL, US homeowners needing fast HELOC funding, Real estate investors using rental income | EEA residents needing euro IBANs, Borrowers seeking crypto-backed fiat liquidity, Holders seeking daily yield without native tokens |
Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.