EVAA Protocol vs Jupiter Lend

How EVAA Protocol vs Jupiter Lend compare on our ratings, lending protocol specs, funding, pros and cons.

Feature	EVAA Protocol Visit	Jupiter Lend Visit
Ratings
Our score	3.5/5	4.0/5
User rating	No reviews yet	No reviews yet
Security & track record	3.5	4.5
Rates	3.5	4.0
Market depth	3.0	3.5
Ease of use	4.0	4.5
Decentralization	3.5	3.5
Specs
KYC required	No	No
Lending model	Pooled	Pooled
Chains	TON	Solana
Main collateral assets	TON, tsTON, GRAM, USDT	Not disclosed
Audited	Yes	Yes
Bug bounty	Yes	Not disclosed
Governance token	EVAA	JUP
Isolated markets	Yes	Not disclosed
Own stablecoin	No	Not disclosed
Rates	Variable	Variable
Company
Founded	2023	2025
Headquarters	Czech Republic	—
Investors	Animoca Ventures, CMT Digital, Mythos Ventures, Polymorphic Capital +2	Not disclosed
Strengths and weaknesses
Pros	Native Telegram integration eliminates the need for separate desktop browser extensions Smart contracts audited by Trail of Bits and Quantstamp with a HackenProof bounty No KYC requirements for lending or borrowing on the protocol Raised $2.5M from notable ecosystem funds including TON Ventures and Animoca Ventures	Over $1B in total value locked across Solana lending markets Security reviewed by Certora, OtterSec, Neodyme, and Code4rena Requires no KYC or account registration to lend or borrow Native mobile app integration allows managing positions on smartphones
Cons	Restricted entirely to the TON ecosystem with no multichain deployments Variable borrowing interest rates can spike sharply during high pool utilization Borrowers face automatic liquidation risks during market volatility or oracle failures	Restricted exclusively to the Solana blockchain ecosystem Variable borrowing rates can spike sharply during periods of high utilization Borrowers risk automated liquidation if collateral asset values decline
Best for	TON ecosystem yield seekers, Telegram-native DeFi users, Overcollateralized crypto borrowers	Solana DeFi yield depositors, Traders borrowing against crypto collateral, Mobile users seeking onchain lending

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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