CryptoReview
Submit listing

Coinbase Card vs Gemini Credit Card

How Coinbase Card vs Gemini Credit Card compare on our ratings, crypto card specs, funding, pros and cons.

Coinbase Card3.4/5
VS
Gemini Credit Card3.7/5
Feature
Coinbase CardVisit
Gemini Credit CardVisit
Ratings
Our score3.4/53.7/5
User ratingNo reviews yetNo reviews yet
Fees3.54.5
Rewards & cashback3.53.5
Availability2.52.5
App & experience4.04.0
Trust & security3.54.0
Fees & features
Card typeDebitCredit
Card networkVisaMastercard
Card formatVirtual, PhysicalPhysical, Virtual
CustodyCustodialCustodial
KYC required Yes Yes
Business cardNot disclosed No
Max cashbackNot disclosed4%
Rewards paid inCryptoBitcoin or 50+ cryptocurrencies
Staking needed for top rewards No No
Monthly feeNot disclosedFree
Annual feeFreeFree
Foreign exchange feeNot disclosed0%
Top-up fee0 for linked bank account or paycheck depositsNot disclosed
Crypto conversion spreadA spread applies when Coinbase buys, sells, or trades cryptocurrencyNot disclosed
Available inUnited StatesUnited States
Not available inHawaiiNot disclosed
Spendable assetsCryptocurrency, US dollarsBTC, SOL, XRP
Card currenciesUSDUSD
Spend stablecoins Yes No
Good forNot disclosedEveryday spending, Travel, Online shopping
PerksVariable crypto rewards, Zero annual fee, Virtual cardMastercard World Elite, No foreign transaction fees, Instant rewards deposit
Card issuerPathward, N.A.WebBank
Referral programNot disclosed Yes
Company
Founded20192014
HeadquartersUnited StatesUnited States
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • No annual fee or Coinbase transaction fee for spending
  • Available in every US state except Hawaii
  • Offers virtual and physical card formats
  • No staking requirement for reward eligibility
  • No annual fee and zero foreign transaction fees
  • Up to 4% rewards paid in choice of over 50 cryptocurrencies
  • No token staking or balance lock-ups required for reward tiers
  • Rewards deposit automatically without manual claim steps
Cons
  • Custodial Coinbase account required for crypto spending
  • A spread applies to cryptocurrency conversions
  • Rewards are variable and paid in selected crypto assets
  • KYC information and identity documents may be required
  • Top 4% tier limited to $300 in monthly spend
  • Available only to United States residents with credit approval
  • Custodial reward payout requires holding assets on Gemini
  • Revolving credit model subject to standard interest rates on balances
Best forUS crypto spenders, Everyday Visa purchases, Users earning crypto rewardsUS credit card spenders, Automated daily crypto accumulators, No-annual-fee rewards seekers

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

More comparisons

Bleap vs Gemini Credit Card