Bybit Earn vs OKX Earn

How Bybit Earn vs OKX Earn compare on our ratings, earn platform specs, funding, pros and cons.

VS
Feature
Ratings
Our score3.4/54.1/5
User ratingNo reviews yetNo reviews yet
Rates4.04.0
Security2.04.5
Transparency3.54.0
Flexibility4.54.0
Support3.54.0
Specs
KYC required Yes Yes
ProductsSavings / earn, Fixed-term deposits, Staking, Dual investmentSavings / earn, Staking, Dual investment
Highest advertised APYNot disclosed18.81%
Supported assetsNot disclosed20
Available inNot disclosedEurope (EEA), United States, Global
Proof of reserves Yes Yes
Licenses & registrationsNot disclosedMiCA
Flexible (withdraw any time) Yes Yes
Fixed terms Yes Yes
Company
Founded2018—
HeadquartersUnited Arab EmiratesMalta
InvestorsNot disclosedIntercontinental Exchange (ICE)
Strengths and weaknesses
Pros
  • Proof of reserves is available for the exchange
  • Access to tokenized institutional bond funds from PIMCO and CMBI
  • Flexible savings with unstaking available at any time
  • On-chain vault access directly integrated with the Mantle network
  • Operates under a full European MiCA licence across 30 countries
  • Backing from Intercontinental Exchange following a $200M strategic funding round
  • Publishes regular cryptographic proof of reserves for platform assets
  • Zero percent subscription fee for basic savings products
Cons
  • Suffered a $1.4 billion theft of 400,000 ETH on February 21, 2025
  • Custodial structure exposes customer assets to exchange counterparty risk
  • Structured products like Dual Asset have market-dependent outcomes
  • Deducts a 15% service fee from on-chain staking rewards
  • Full custodial exposure makes user funds vulnerable to platform insolvency
  • Disclaims liability for losses caused by third-party DeFi protocol failures
  • Mandatory identity verification prevents anonymous participation
Best forBybit exchange users holding idle balances, Traders using structured dual-asset products, Investors seeking tokenized bond yieldsVerified European exchange users, Holders seeking passive proof-of-stake rewards, Traders using structured dual-currency products

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.