BitIRA vs CoinShares

How BitIRA vs CoinShares compare on our ratings, asset manager specs, funding, pros and cons.

BitIRA3.5/5

Feature	BitIRA Visit	CoinShares Visit
Ratings
Our score	3.5/5	4.4/5
User rating	No reviews yet	No reviews yet
Track record & size	4.0	4.5
Product range	3.5	4.5
Fees	2.5	4.0
Regulation & custody	4.0	4.5
Transparency	3.0	4.5
Specs
Products	Crypto IRAs	Spot ETFs, ETPs / ETNs, Index funds, Staking products
Clients	Retail	Retail, Institutions, Financial advisors
Assets under management	Not disclosed	$7.4 billion (December 2025)
Flagship products	BitIRA Digital Currency IRA, My BitIRA	CoinShares Physical Bitcoin ETP (BITC), CoinShares Ethereum Staking ETP, CoinShares Solana Staking ETP, CoinShares Altcoins ETF (DIME)
Assets covered	Bitcoin, Ethereum	Bitcoin, Ethereum, Solana, Sei
Fees	Not disclosed	0.25% on Physical Bitcoin ETP, 0% management fee on Ethereum Staking ETP, 0.95% gross expense ratio on Altcoins ETF
Regulators	Not disclosed	AMF (France), SEC (United States)
Custodians	Equity Trust Company, Preferred Trust Company	Komainu
Company
Founded	2017	2013
Headquarters	United States	Jersey
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Operates with institutional IRA custodians like Equity Trust Company Uses multi-party computation security to eliminate individual private key exposure Allows tax-deferred or tax-free crypto rollovers from standard 401(k) and IRA plans Active in the digital asset retirement sector since 2017	Over $7.4B in gross assets under management at year-end 2025 Publicly listed on Nasdaq under ticker CSHR Holds MiFID, AIFM, and French AMF MiCA regulatory authorizations Zero percent management fee on the CoinShares Ethereum Staking ETP
Cons	Service is restricted to US taxpayers Requires third-party custodian arrangements rather than direct personal asset custody Transaction fees and custodial charges impact net portfolio returns Crypto holdings remain exposed to asset price volatility without SIPC insurance	Suffered balance-sheet losses from the 2022 Terra collapse and FTX bankruptcy Underlying asset returns are exposed to high crypto volatility and market drawdowns US ETF lineup carries higher expense ratios up to 0.95% ETN exchange products expose investors to issuer counterparty risks
Best for	US savers rolling over 401(k)s, Long-term tax-deferred crypto investors, Retirement accounts needing institutional custody	European retail and institutional brokerage accounts, Investors seeking regulated spot crypto exposure, Wealth managers allocating to staking ETPs

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.