Binance.US vs Uphold

Binance.US4.1/5

VS

Uphold3.9/5

Feature	Binance.USVisit	UpholdVisit
Ratings
Our score	4.1/5	3.9/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.0
Security & trust	4.0	4.0
Asset selection	4.0	4.5
Ease of use	4.0	4.5
Support	3.5	3.5
Specs
Markets	Spot, OTC	Spot
Maker fee	0%	Not disclosed
Taker fee	0.02%	Not disclosed
Coins listed	200	300
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	Bank transfer, Card, ACH
KYC required	Yes	Yes
Accepts US customers	Yes	Yes
Proof of reserves	Yes	Yes
Staking / earn	Yes	Yes
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	Broker-Dealer, US
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	Two-factor authentication, Assisted self-custody vault, Real-time reserve transparency
Futures & perpetuals	No	Not disclosed
Copy trading	No	Not disclosed
P2P market	No	Not disclosed
Earn / savings products	Yes	Yes
User protection fund	No	Not disclosed
Referral program	Yes	Not disclosed
Company
Founded	2019	2015
Headquarters	United States	United States
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Not disclosed
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	Trades directly between crypto, fiat, metals, and stocks in one step Publishes verifiable reserve data updated every 30 seconds Supports over 300 assets and 4,000 U.S. equities Offers assisted self-custody with two-of-three key control
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	Uses spread-based quote pricing rather than standalone order books Temporary deposit restrictions in the European Union pending MiCAR review Mandatory KYC identity verification required for all accounts
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	Multi-asset retail investors, Direct crypto-to-equity conversions, Users prioritizing real-time reserve auditing

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.