Binance.US vs tZERO

Binance.US4.1/5

VS

tZERO3.4/5

Feature	Binance.USVisit	tZEROVisit
Ratings
Our score	4.1/5	3.4/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.0
Security & trust	4.0	4.5
Asset selection	4.0	2.5
Ease of use	4.0	3.0
Support	3.5	3.5
Specs
Markets	Spot, OTC	Spot, OTC
Maker fee	0%	Not disclosed
Taker fee	0.02%	Not disclosed
Coins listed	200	Not disclosed
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	Not disclosed
KYC required	Yes	Yes
Accepts US customers	Yes	Yes
Proof of reserves	Yes	Not disclosed
Staking / earn	Yes	No
Mobile app	Yes	Not disclosed
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	SEC-registered Broker-Dealer and ATS, SEC-registered Transfer Agent, FINRA Member, CFTC-registered DCO
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	Institutional key management, Regulated custody, API authentication
Futures & perpetuals	No	Yes
Copy trading	No	No
P2P market	No	No
Earn / savings products	Yes	No
User protection fund	No	Not disclosed
Referral program	Yes	Not disclosed
Company
Founded	2019	2014
Headquarters	United States	United States
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Intercontinental Exchange (ICE)
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	Operates an SEC-registered and FINRA-member broker-dealer alternative trading system Holds CFTC approval as a Derivatives Clearing Organization for derivatives clearing Licensed to custody tokenized securities using its own wallet and key infrastructure Backed by New York Stock Exchange parent company Intercontinental Exchange
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	Strict KYC and accreditation requirements restrict retail and anonymous trading Does not support standard spot trading for broad retail cryptocurrency pairs Custody model relies on centralized broker-dealer safekeeping rather than self-custody Secondary trading liquidity remains limited relative to major crypto exchanges
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	US accredited tokenized securities investors, Institutions needing FIX-connected clearing rails, Issuers listing real-world assets compliantly

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.