Binance.US vs Luno

Binance.US4.1/5

VS

Luno3.7/5

Feature	Binance.USVisit	LunoVisit
Ratings
Our score	4.1/5	3.7/5
User rating	No reviews yet	No reviews yet
Fees	5.0	4.0
Security & trust	4.0	4.0
Asset selection	4.0	3.0
Ease of use	4.0	4.5
Support	3.5	3.0
Specs
Markets	Spot, OTC	Spot
Maker fee	0%	0.1%
Taker fee	0.02%	0.1%
Coins listed	200	50
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	Not disclosed
KYC required	Yes	Yes
Accepts US customers	Yes	No
Proof of reserves	Yes	Not disclosed
Staking / earn	Yes	Not disclosed
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	France AMF DASP, South Africa FSCA FSP
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	Not disclosed
Futures & perpetuals	No	No
Copy trading	No	No
P2P market	No	Not disclosed
Earn / savings products	Yes	Not disclosed
User protection fund	No	Not disclosed
Referral program	Yes	Not disclosed
Company
Founded	2019	2013
Headquarters	United States	United Kingdom
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Digital Currency Group
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	Flat 0.10% maker and taker fees on exchange order books AMF-registered in France and FSCA-licensed in South Africa Free domestic fiat withdrawals for Nigerian naira balances Operational track record dating back to 2013, owned by DCG since 2020
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	Instant buy transactions incur spreads between 0.75% and 1.00% Not available to customers residing in the United States Custodial structure leaves user funds under company counterparty control Mandatory KYC identity verification is required before trading
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	South African and Nigerian crypto traders, European retail spot market buyers, Users needing direct local fiat withdrawals

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.