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Binance.US vs Currency.com

How Binance.US vs Currency.com compare on our ratings, exchange specs, funding, pros and cons.

Binance.US4.1/5
VS
Currency.com3.5/5
Feature
Binance.USVisit
Currency.comVisit
Ratings
Our score4.1/53.5/5
User ratingNo reviews yetNo reviews yet
Fees5.03.0
Security & trust4.04.0
Asset selection4.03.0
Ease of use4.04.0
Support3.53.5
Specs
MarketsSpot, OTCSpot
Maker fee0%Not disclosed
Taker fee0.02%Not disclosed
Coins listed200Not disclosed
Fiat deposit methodsBank transfer, Card, Apple Pay, Google Pay, ACHBank transfer, Apple Pay, Google Pay
KYC required Yes Yes
Accepts US customers Yes Yes
Proof of reserves YesNot disclosed
Staking / earn YesNot disclosed
Mobile app Yes Yes
Licenses & registrationsFinCEN MSB, 32 US State Money Transmitter LicensesFinCEN MSB, Gibraltar GFSC DLT, US State Money Transmitter Licenses
Security featuresU.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified2FA, Liveness check
Futures & perpetuals NoNot disclosed
Copy trading NoNot disclosed
P2P market NoNot disclosed
Earn / savings products YesNot disclosed
User protection fund NoNot disclosed
Referral program YesNot disclosed
Company
Founded20192018
HeadquartersUnited StatesUnited States
InvestorsRRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1Not disclosed
Strengths and weaknesses
Pros
  • 0% maker fees across all 250+ spot trading pairs
  • Zero-fee fiat deposits and withdrawals through bank ACH transfers
  • SOC 2 Type II and ISO 27001 third-party security audits
  • Staking support across 25+ proof-of-stake cryptocurrencies
  • Has a Gibraltar GFSC DLT license and US FinCEN MSB registration
  • Visa spend card has no monthly maintenance fees and no activation fees
  • Serves personal and corporate accounts in more than 120 countries, including the US
  • Direct bank linking supports multi-currency fiat transfers alongside crypto operations
Cons
  • Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas
  • ACH fiat deposits carry a mandatory 7-day withdrawal hold
  • Centralized custody model requires full trust in the exchange for fund safety
  • Mandatory KYC identity verification required before trading or depositing
  • Mandatory KYC requires identity documents and liveness testing; proof of address may also be requested
  • Cryptocurrency balances lack FDIC or SIPC deposit protection
  • Centralized custody requires users to surrender private keys to the platform
Best forU.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewardsUS and European crypto spenders, Businesses managing multi-currency transfers, Users needing Visa crypto debit cards

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.