Binance.US vs Bitstamp

Binance.US4.1/5

VS

Bitstamp3.4/5

Feature	Binance.USVisit	BitstampVisit
Ratings
Our score	4.1/5	3.4/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.0
Security & trust	4.0	3.5
Asset selection	4.0	3.5
Ease of use	4.0	3.5
Support	3.5	3.5
Specs
Markets	Spot, OTC	Spot, Futures, OTC
Maker fee	0%	0.3%
Taker fee	0.02%	0.4%
Coins listed	200	115
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	Not disclosed
KYC required	Yes	Not disclosed
Accepts US customers	Yes	Yes
Proof of reserves	Yes	Yes
Staking / earn	Yes	Yes
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	NYDFS BitLicense, CSSF Luxembourg authorization, FCA UK authorization, MAS Singapore authorization, EU MiCA CASP authorization
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	1:1 customer funds custody, Annual audits, Proof of reserves
Futures & perpetuals	No	Yes
Copy trading	No	Not disclosed
P2P market	No	Not disclosed
Earn / savings products	Yes	Yes
User protection fund	No	Not disclosed
Referral program	Yes	Not disclosed
Company
Founded	2019	2011
Headquarters	United States	Luxembourg
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Robinhood Markets, Pantera Capital
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	Operating history dating to 2011 Robinhood ownership since June 2025 More than 50 licenses and registrations EU-regulated perpetual futures launched in 2026
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	Custodial model exposes users to exchange counterparty risk Card purchases carry a 4% fee KYC and regional rules restrict account availability 2015 hot-wallet hack stole fewer than 19,000 BTC
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	EU perpetual futures traders, Institutional trading desks, High-volume spot traders

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