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Binance.US vs Bitpanda

How Binance.US vs Bitpanda compare on our ratings, exchange specs, funding, pros and cons.

Binance.US4.1/5
VS
Bitpanda4.0/5
Feature
Binance.USVisit
BitpandaVisit
Ratings
Our score4.1/54.0/5
User ratingNo reviews yetNo reviews yet
Fees5.03.0
Security & trust4.04.5
Asset selection4.04.5
Ease of use4.04.5
Support3.53.5
Specs
MarketsSpot, OTCSpot, Margin
Maker fee0%Not disclosed
Taker fee0.02%Not disclosed
Coins listed200650
Fiat deposit methodsBank transfer, Card, Apple Pay, Google Pay, ACHNot disclosed
KYC required Yes Yes
Accepts US customers Yes No
Proof of reserves YesNot disclosed
Staking / earn Yes Yes
Mobile app Yes Yes
Licenses & registrationsFinCEN MSB, 32 US State Money Transmitter LicensesMiCAR CASP (Germany), MiCAR CASP (Austria), BaFin Custody Licence, FCA Cryptoasset Registration (UK), VARA Broker-Dealer (Dubai), MiFID II, PSD2
Security featuresU.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certifiedCold storage, ISO 27001, SOC 2 Type 2, Two-factor authentication, Negative balance protection
Futures & perpetuals No No
Max leverage (x)Not disclosed10
Copy trading No No
P2P market No No
Earn / savings products Yes Yes
User protection fund NoNot disclosed
Referral program YesNot disclosed
Company
Founded20192014
HeadquartersUnited StatesAustria
InvestorsRRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1Valar Ventures, Alan Howard, Jump Capital, LeadBlock Partners +1
Strengths and weaknesses
Pros
  • 0% maker fees across all 250+ spot trading pairs
  • Zero-fee fiat deposits and withdrawals through bank ACH transfers
  • SOC 2 Type II and ISO 27001 third-party security audits
  • Staking support across 25+ proof-of-stake cryptocurrencies
  • Regulated under MiCAR across the European Union with BaFin and FMA authorizations
  • Over 650 cryptocurrencies available alongside fractional stocks, ETFs, and metals
  • SEPA fiat deposits and fiat withdrawals incur zero platform fees
  • Stocks and ETFs trade at a flat fee of 1 euro per transaction
Cons
  • Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas
  • ACH fiat deposits carry a mandatory 7-day withdrawal hold
  • Centralized custody model requires full trust in the exchange for fund safety
  • Mandatory KYC identity verification required before trading or depositing
  • Does not accept customers residing in the United States
  • Mandatory KYC identity verification required before any trading can take place
  • Custodial platform where users do not control their private keys
  • Retail instant crypto purchases include built-in broker spreads
Best forU.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewardsEuropean retail multi-asset investors, Users buying crypto alongside traditional stocks, Automated recurring savings plan investors

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