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Architect Financial vs Binance.US

How Architect Financial vs Binance.US compare on our ratings, exchange specs, funding, pros and cons.

Architect Financial3.5/5
VS
Binance.US4.1/5
Feature
Architect FinancialVisit
Binance.USVisit
Ratings
Our score3.5/54.1/5
User ratingNo reviews yetNo reviews yet
Fees3.05.0
Security & trust4.54.0
Asset selection3.04.0
Ease of use3.54.0
Support3.03.5
Specs
MarketsFuturesSpot, OTC
Maker feeNot disclosed0%
Taker feeNot disclosed0.02%
Coins listedNot disclosed200
Fiat deposit methodsNot disclosedBank transfer, Card, Apple Pay, Google Pay, ACH
KYC required Yes Yes
Accepts US customers No Yes
Proof of reservesNot disclosed Yes
Staking / earnNot disclosed Yes
Mobile appNot disclosed Yes
Licenses & registrationsNFA Independent Introducing Broker (CFTC), FINRA / SEC Introducing Broker-Dealer, Bermuda Monetary Authority (BMA)FinCEN MSB, 32 US State Money Transmitter Licenses
Security featuresNot disclosedU.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified
Futures & perpetuals Yes No
Copy tradingNot disclosed No
P2P marketNot disclosed No
Earn / savings productsNot disclosed Yes
User protection fundNot disclosed No
Referral programNot disclosed Yes
Company
Founded20232019
HeadquartersUnited StatesUnited States
InvestorsMiami International Holdings (MIAX), Tioga Capital, Coinbase VenturesRRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1
Strengths and weaknesses
Pros
  • FINRA regulatory registration for domestic US brokerage operations
  • Perpetual contracts trade continuous 23/7 market schedules
  • Led by former Jane Street trading systems technologist Brett Harrison
  • Raised $52M from institutional investors including MIAX and Coinbase Ventures
  • 0% maker fees across all 250+ spot trading pairs
  • Zero-fee fiat deposits and withdrawals through bank ACH transfers
  • SOC 2 Type II and ISO 27001 third-party security audits
  • Staking support across 25+ proof-of-stake cryptocurrencies
Cons
  • AX perpetual futures exchange is unavailable to US residents
  • Funds held on AX carry offshore centralized custody counterparty exposure
  • Offshore perpetual accounts lack US CFTC and SEC investor insurance protections
  • Strict KYC verification required to access all trading services
  • Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas
  • ACH fiat deposits carry a mandatory 7-day withdrawal hold
  • Centralized custody model requires full trust in the exchange for fund safety
  • Mandatory KYC identity verification required before trading or depositing
Best forNon-US perpetual futures traders, US institutional derivatives clients, High-frequency institutional trading desksU.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.