21shares vs BitIRA

How 21shares vs BitIRA compare on our ratings, asset manager specs, funding, pros and cons.

BitIRA3.5/5

Feature	21shares Visit	BitIRA Visit
Ratings
Our score	4.2/5	3.5/5
User rating	No reviews yet	No reviews yet
Track record & size	4.5	4.0
Product range	5.0	3.5
Fees	3.5	2.5
Regulation & custody	4.0	4.0
Transparency	4.0	3.0
Specs
Products	Spot ETFs, ETPs / ETNs, Index funds, Staking products	Crypto IRAs
Clients	Retail, Institutions, Financial advisors	Retail
Assets under management	$11.3B	Not disclosed
Flagship products	CBTC, ETHC, CSOL, ABBA, BOLD, HODLX	BitIRA Digital Currency IRA, My BitIRA
Assets covered	BTC, ETH, SOL, XRP, HYPE, SUI, DOGE, DOT	Bitcoin, Ethereum
Fees	0.10% to 1.49% p.a.	Not disclosed
Custodians	Not disclosed	Equity Trust Company, Preferred Trust Company
Company
Founded	2018	2017
Headquarters	Switzerland	United States
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Over $11B in assets under management across 48 exchange-traded products Physical collateral backing avoids direct futures roll costs on spot products Competitive management fees starting at 0.10% on core Bitcoin and Ethereum ETPs Trading via standard brokerage accounts on 13 regulated stock exchanges	Operates with institutional IRA custodians like Equity Trust Company Uses multi-party computation security to eliminate individual private key exposure Allows tax-deferred or tax-free crypto rollovers from standard 401(k) and IRA plans Active in the digital asset retirement sector since 2017
Cons	Legacy and basket ETP expense ratios reach up to 1.49% per year Exchange-traded notes carry structural counterparty risk as collateralized debt obligations Restricted to professional investors in jurisdictions like Belgium ETP structures lack the independent board protections of 1940-Act mutual funds	Service is restricted to US taxpayers Requires third-party custodian arrangements rather than direct personal asset custody Transaction fees and custodial charges impact net portfolio returns Crypto holdings remain exposed to asset price volatility without SIPC insurance
Best for	Traditional brokerage investors avoiding self-custody, European wealth managers balancing crypto portfolios, Allocators seeking exchange-listed staking exposure	US savers rolling over 401(k)s, Long-term tax-deferred crypto investors, Retirement accounts needing institutional custody

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.